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Open banking: What will it mean for you?

New Zealanders will soon have better access to open banking – but what is open banking – and what impact will it have on the way you shop and do business?Open banking is a secure shared infrastructure for moving financial informationOpen banking is a financial technology that uses an open API to send information safely. It creates a shared digital infrastructure to transport information securely between registered parties.The open API lets you send a business or institution a chunk of financ...

Keeping your cashflow strong in tough times

Small businesses are particularly vulnerable in tough economic times.When sales are slow, there are still overheads and salaries that need to be sorted. Pre-planning and being proactive can help you weather tighter economic periods and allow you to continue to thrive.Make sure you have a clear picture of your payroll, and any other planned expenses that will need to be accounted for.If there’s even a possibility that there could be a shortfall, it’s essential to meet this head-on. Whether th...

Shifting your mindset

"People are the foundation of everything we do and should always be our first thought if we want to be sustainably successful in what we do.Whether you’re a business owner with a team behind you, self employed, or a team member, wellbeing should be a point of focus. Your clients, your staff, and believe it or not – yourself, are people. And that comes with it a certain level of care.Here are some simple thoughts I have around wellbeing and growth mindset that can help you perform better or c...

Vaccinations in the Workplace - October 2021

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Manage Your Working Capital!

Wanting to know more about your business capital and when to spot risks or know when you can go for an opportunity. Read this article on the business.govt.nz website. ...

Business Bookkeeping Webinar - Linda Klok @ Klox Business Solutions

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Maintaining Privacy and Security When Sharing on Social Media

When it comes to sharing with family and friends on social media, are you unknowingly putting yourself at risk? Even if you just use social media apps to stay connected to a small group of trusted loved ones, it’s all too easy to unknowingly overshare information about yourself or expose yourself to scams and hackers. In a recent survey*, it was found that more than half of people (52%) have their social media profiles set to “Public”.  One third of people surveyed set both ...

Operating safely at Alert Level 2 – What you need to think about

Although we’re now at Alert Level 2, COVID-19 is still out there and we need to play our part in keeping each other safe. It’s important you do everything you can to reduce the risk of COVID-19 transmission at work. There are many sources of information on the internet, but the Golden Rules for small businesses at Alert Level 2 are: All businesses can operate if they can do so safely. Alternative ways of working are still encouraged where possible.Talk with your workers to identify risks and...